Start your journey with a straightforward online application process tailored for your business.
Provide the required documents to support your payment processing application efficiently.
Our expert team at Global Instant Merchants will guide you through the underwriting process.
Begin accepting payments securely and watch your business thrive with integrated chargeback prevention.
Advanced fraud detection algorithms
Real-time transaction monitoring
Customizable risk scoring
IP geolocation and velocity checks
Device fingerprinting
Machine learning-based fraud analysis
Automated chargeback alerts
Dispute resolution assistance
Chargeback reason code analysis
Customer communication templates
Refund and cancellation management
Best practices implementation
Comprehensive chargeback reporting
Trend analysis and forecasting
Merchant account health monitoring
Industry benchmarking
ROI tracking on prevention efforts
Customizable dashboards and alerts
Chargebacks are a protection mechanism for customers against fraudulent credit card transactions. A chargeback occurs when a customer disputes a previous purchase with their credit card company. Customers are typically required to contact the seller first to attempt resolution. Once the chargeback is initiated, the funds are debited from the business’s merchant account and returned to the customer’s bank account. Since this directly impacts the merchant’s financial stability and reputation, excessive chargebacks can be damaging. Too many disputes don’t just affect your bank account; they can lead to your designation as a high-risk merchant. That’s why choosing a reliable merchant service provider like Global Instant Merchants that offers chargeback and fraud prevention is crucial.
