Secure, reliable, and customized payment processing solutions designed for high-risk businesses
Navigating high-risk industries can be challenging, but GlobalInstantMerchants makes it seamless with our specialized high-risk merchant account services. Our experienced team is committed to delivering secure, efficient, and customized payment processing solutions designed around your business needs.
Top-Tier Acceptance
Instant Processing.
Fast, Hassle-Free Application.
Advanced Security You Can Trust.
Fraud protection and secure payment processing for high-risk businesses.
Quick and easy setup with your existing systems and platforms.
Dedicated specialists to help you navigate high-risk processing.
Continuous oversight to ensure secure and reliable payment processing.
Recognized Excellence. Featured by leading industry publications and organizations,
Fastest Growing Companies
Card Payment Options
Top Payment Processor
Recommended Provider
With over 15 years of experience in high-risk payment processing, GlobalInstantMerchants has become the trusted partner for businesses that others won’t approve.
Merchants Successfully Approved
Industries We Serve
Proven Industry Experience
Payment Services
Our specialized solutions ensure secure transactions and efficient risk management, helping your business grow confidently.
Secure, reliable, and customized payment processing solutions designed for high-risk businesses
High-Risk Payment Gateway. Our gateway ensures safe and secure high-risk credit card processing with built-in fraud prevention and chargeback protection.
If you’re facing frequent chargebacks or your payment processor has suspended your account, a high-risk merchant account may be the solution.
If you’re facing frequent chargebacks or your payment processor has suspended your account, a high-risk merchant account may be the solution.
Easily integrate with a variety of platforms to optimize your business operations. Connect seamlessly with top payment gateways, shopping carts, and essential tools to simplify your payment processing.
Authorize.net
NMI
USAePay
WooCommerce
Shopify
Magento
WordPress
Drupal
Joomla
REST API
SDK
Custom
Join thousands of businesses who trust GlobalInstantMerchants for their high-risk payment processing needs. Get started today and experience the difference.
Approval Rate
Support
Merchants
Fast Funding
To open a high-risk merchant account, start by completing our quick and streamlined online application, which typically takes about 10 minutes. Once submitted, our approval specialists will guide you through gathering and reviewing the necessary documentation, such as tax returns and other business information, to ensure a smooth underwriting process.
Through partnerships with over 15 banking institutions, GlobalInstantMerchants maintains a 98% approval rate, often securing approvals within 24 to 48 hours. Even businesses with poor credit history or a low credit score may still qualify for a high-risk credit card processing account. To improve your chances of approval and reduce the risk of payment interruptions, we recommend ensuring your business complies with current Payment Card Industry Data Security Standard (PCI DSS) regulations and being transparent about your business model.
After approval, our team manages the technical setup so you can start processing payments quickly. You’ll also have a dedicated account manager who understands your industry’s unique needs and the high-risk payment processing landscape, providing ongoing support and stability for your business.
High-risk credit card processing involves specialized handling of credit card payments for businesses that face a higher likelihood of financial disputes, chargebacks, fraud, or regulatory challenges. These businesses often operate in industries such as e-commerce, loans, travel, CBD, adult entertainment, or online gaming, where transaction disputes, refund requests, and friendly fraud are more common. Even legitimate businesses in insurance, cryptocurrency, and software-as-a-service (SaaS) sectors can be classified as high risk and assigned a high-risk merchant category code.
Due to this increased risk, payment processors typically apply higher processing fees, reserve requirements, and stricter underwriting standards. High-risk credit card processing solutions are designed to protect both the business and the processor, ensuring secure and stable payment acceptance while managing the unique risks involved. If you’re unsure whether your business qualifies as high risk, reach out to GlobalInstantMerchants to determine if specialized high-risk payment processing services are needed.
A payment gateway, payment processor, and merchant account each play a unique role in accepting credit card payments. The payment gateway securely captures and transmits cardholder data from a website or point-of-sale system to the payment processor. The processor then communicates with the customer’s bank and card network (such as Visa or Mastercard) to authorize and complete the transaction. Finally, a merchant account is a specialized bank account where funds from approved transactions are temporarily held before being transferred to your business’s main account.
Together, these three components work seamlessly to enable businesses to accept and manage electronic payments. GlobalInstantMerchants provides secure payment gateways, merchant accounts, and processing solutions to support your business. Fill out our form today to get started!
As a leading high-risk payment processor, GlobalInstantMerchants offers your customers a wide range of payment options, including debit cards, credit cards, ACH, e-checks, card-not-present mobile orders, and telephone orders. We provide virtual terminals accessible online, as well as physical point-of-sale terminals protected by EMV technology. Additionally, our system supports mobile payment processing, giving your business flexible and secure ways to accept payments.
GlobalInstantMerchants is committed to secure transactions, employing advanced methods to protect both merchant and customer data throughout every payment. One key tool we use is AVS (Address Verification Service), which helps detect and prevent fraudulent transactions by verifying that the billing address matches the card issuer’s records. In addition, we utilize end-to-end encryption and tokenization to safeguard sensitive payment information, reducing the risk of data breaches. Our systems maintain full PCI-DSS compliance, with regular updates and security audits to ensure the highest level of payment protection. These combined measures provide robust security for transactions across both high-risk and traditional business models.
GlobalInstantMerchants stands out as a premier high-risk payment processor, serving businesses across a wide range of industries. With over 10,000 merchants processing more than $2 billion annually, we are recognized as one of the industry’s leading merchant services providers. GlobalInstantMerchants boasts a 98% approval rate and a rapid 24–48 hour setup time.
Our comprehensive suite of services includes secure payment gateways, ACH processing, recurring billing, and advanced fraud prevention tools. Dedicated account managers provide personalized support and clear communication, ensuring businesses receive expert guidance and exceptional customer service.
Through partnerships with over 20 financial institutions, GlobalInstantMerchants offers flexible, industry-specific solutions that many traditional processors cannot match. This combination of expertise, speed, and tailored solutions makes GlobalInstantMerchants the top choice for high-risk merchants seeking reliable, compliant, and secure payment processing.