Begin with our straightforward online application so you can quickly start accepting ACH payments through Global Instant Merchants.
Provide essential documents to support your merchant account application efficiently.
Our experts guide you through the underwriting process, ensuring a smooth transition to ACH solutions.
Begin accepting ACH transactions seamlessly between bank accounts and focus on growing your revenue.
Lower processing fees than credit cards
Reduced transaction costs for high-volume businesses
No credit card interchange fees
Ideal for recurring payments
Simplified billing process
Improved cash flow management
Bank-level encryption and security measures
Reduced risk of fraud compared to paper checks
Compliance with NACHA regulations
Secure storage of sensitive financial data
Multi-factor authentication options
Real-time transaction monitoring
Faster settlement times than traditional checks
Automated reconciliation process
Integration with existing accounting systems
Detailed reporting and analytics
Scalable solution for growing businesses
Support for both one-time and recurring payments
Global Instant Merchants utilizes ACH payment processing to allow merchants to use the ACH network between U.S. banks. ACH transactions are simply a direct transfer from the customer’s bank account to the merchant’s. 1 On the other hand, an e-check is a payment method that can be used online. 2 Instead of a direct electronic transfer from a savings or checking account, a digital check is issued and sent to the merchant in the amount of the transaction. The merchant then processes this digital check to receive payment.