Transforming Payments: Virtual Terminal & Secure Gateway

Secure and flexible card-not-present payment processing for businesses of all sizes, powered by Global Instant Merchants’ Virtual Terminal.

Key Features & Benefits

Industry-Leading Security

24/7 Technical Support

Fast Integration Process

Competitive Pricing

Scalable Solutions

Compliance Ready

Empower Your Business with Global Instant Merchants' Virtual Terminal

Our virtual terminal solutions are designed to meet the diverse needs of modern businesses. Accept payments anywhere with our virtual credit card terminal, allowing you to accept credit card payments quickly. Here’s what Global Instant Merchants offers:

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Launch Your Virtual Terminal Solutions with Global Instant Merchants

Setting Up Your Virtual Terminal in Four Easy Steps

Complete Our Online Application

Begin with our straightforward online application process, specifically designed for virtual terminals.

Provide Necessary Documentation

Submit the required documents efficiently to support your application.

Leverage Our Underwriting Expertise

Our experienced team at Global Instant Merchants will guide you smoothly through the underwriting process for both low and high-risk merchants.

Accept Credit Card Payments

Begin securely accepting payments using a virtual terminal quickly, often within a week or two.

The Global Instant Merchants Advantage in Virtual Terminal Solutions

In today’s diverse business landscape, the ability to process payments remotely or without a physical card present is crucial. At Global Instant Merchants, we offer robust virtual terminal solutions designed to provide ultimate flexibility, security, and efficiency for businesses of all types and sizes. Get started with secure, remote payment processing today!

Maximizing Efficiency: How Our Virtual Terminal Benefits Your Business

Our virtual terminal services enable you to process credit card payments from anywhere, at any time, using just a computer or mobile device with internet access. Whether you’re processing phone orders, managing recurring billing, or simply need a flexible solution for remote work, our virtual terminal provides the essential tools to streamline your payment operations and accelerate business growth.

Complete Merchant Services

Global Instant Merchants delivers comprehensive merchant services designed for businesses of all sizes. With over two decades of experience, we provide complete payment processing solutions that help merchants grow. Our platform serves over 50,000 merchants across all industries.

Why Choose Global Instant Merchants for Your Merchant Services?

As a leading merchant services provider, Global Instant Merchants combines industry expertise with reliable solutions. Our merchant services include dedicated accounts, comprehensive tools, and complete support. We ensure your business has everything needed to process payments and manage transactions effectively.

Virtual Terminal Services

Versatile Payment Processing

Credit and debit card processing supported
ACH and eCheck payments accepted
Recurring billing setup functionality
Customizable payment fields available
Multi-user access with role-based permissions
Batch processing capabilities included

Flexible Accessibility

Cloud-based solution accessible from anywhere
Mobile-responsive design for convenience
Integration with existing systems
Support for multiple currencies
Real-time transaction updates provided
24/7 availability for processing

Enhanced Security

Full PCI DSS compliance maintained
Tokenization of sensitive data utilized
Address Verification Service (AVS) included
Card Verification Value (CVV) checks performed
Dedicated fraud screening tools
Secure user authentication protocols

Defining the Virtual Terminal and Its Functionality

A virtual terminal is a web-based application that empowers you to accept credit and debit card payments regardless of your physical location.1 It effectively turns any device with an internet connection—be it a phone, tablet, or laptop—into a secure point-of-sale (POS) system capable of accepting payments.1 To utilize this system, you must establish a merchant account and a secure payment gateway to connect to the terminal.2 A virtual terminal extends beyond mere payment acceptance; it also allows you to review your transaction history, manage customer data, and efficiently issue refunds.3 Global Instant Merchants offers a complete virtual terminal solution that includes a merchant account and all necessary payment processing services. Begin accepting credit and debit card payments from your computer or phone quickly and securely.

Virtual Terminal FAQ

A virtual terminal is a secure, web-based application or software that allows you to electronically process credit card payments without requiring any physical payment terminal or dedicated card reader. It works by enabling you to manually input customer payment card details, including the card security code, via a web browser to complete a transaction. This tool is invaluable for managing mail orders, phone orders, and directly invoicing customers.

Virtual terminal payment processing facilitates the immediate acceptance of card payments, which dramatically reduces the time spent on accounts receivable and helps your business maintain a consistent, healthy cash flow. Furthermore, features like Automated Clearing House (ACH) support simplify the secure handling of direct debit payments.

A wide variety of businesses benefit, including those in retail, traditional brick-and-mortar settings, e-commerce, and service sectors like customer relationship management (CRM). They are particularly advantageous for omnichannel merchants who need a flexible way to process payments originating from online shopping, mail order, or telephone interactions.
Yes! Virtual terminals from Global Instant Merchants seamlessly connect with accounting software, inventory tools, and shopping carts via robust API integrations. While many competing options avoid complex clients, our solution is engineered to support all merchants, making it the ideal choice for businesses designated as high-risk.
Absolutely. All virtual terminal solutions offered by Global Instant Merchants adhere strictly to the Payment Card Industry Data Security Standard (PCI DSS). We utilize essential features like encryption, tokenization, and secure data storage to shield customer information and proactively minimize fraud exposure.
You can process all major card types, including Mastercard, Visa, and American Express, alongside modern payment options such as Apple Pay, various mobile wallets, gift cards, and even flexible installment payment options like Afterpay.
Processing fees vary based on factors like your business type, monthly sales volume, and provider. Typical costs include fees per transaction, payment gateway access fees, and potential handling fees for chargebacks or cross-border sales. Global Instant Merchants emphasizes full transparency, urging you to review your contract details carefully.

Virtual terminals can be accessed using almost any internet-enabled device, including smartphones (Android or iOS), mobile phones, tablets, Macs, and PCs. Our system also allows you to securely send payment links directly to customers for enhanced convenience.

Most virtual terminal systems, including the one provided by Global Instant Merchants, include integrated tools that allow you to easily create customized invoices, dispatch email receipts instantly, and maintain detailed transaction records. This capability significantly streamlines accounting, tax preparation, and overall customer experience management.

Yes! You can fully automate billing for subscriptions or fixed monthly payments using the built-in automation features of our virtual terminal. This capability helps improve customer retention and ensures a steady revenue stream.

The Global Instant Merchants customer support team is dedicated and readily available to assist you with onboarding and solving any payment processing needs. You can easily reach out to our team by filling out the contact form or by calling our direct telephone number.

Global Instant Merchants, unlike many standard payment processors, is specifically engineered to cater to the complex needs of high-risk merchants. While competitors offer basic terminals, we pair that technology with advanced fraud protection, specialized chargeback management strategies, and guaranteed access to high-risk merchant accounts. This ensures your business can securely process credit card, debit card, and CNP transactions without the risk of abrupt account closure.

Yes. With Global Instant Merchants, your virtual terminal can process payments in multiple currencies and fully support sales in international markets like Canada or other locations abroad, effectively expanding your business reach beyond local customers.

A virtual terminal from Global Instant Merchants is a powerful tool that empowers you to significantly boost sales, streamline transaction processing, easily accept online and CNP orders—all while giving your customers a seamless, highly secure checkout experience.